Cashing In

Let's get organised, sort out those unwanted Christmas presents and sell them. January is the best time to do this. Everyone is looking for a bargain and it's so easy to list items on the Internet. Ebay is my favourite site to sell on, make sure to set up a Pay Pal account too for secure payments.

If you don't like the idea of selling your things then try swapping with a friend or family member. I got two copies of a DVD so I swapped one with my sister for a shower gel set she doesn't like but I love :-)

Set up a rainy day fund and put whatever extra cash you earn in there. Trust me, the next time you need a few extra euro it'll come in handy :-)